Healthcare providers and payers

Insurer economics: a health insurer in the UAE

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The prompt

A fictional health insurer in the UAE covers 100,000 members with an average premium of AED 4,000 a year. Claims (the medical bills it pays) average AED 3,400 per member, and administration costs AED 440 per member. What are its medical loss ratio (MLR), its margin per member and its profit per member per month (PMPM)?

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3. Speak the case out loud. Your partner shares data when you ask, then scores you with the rubric.

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