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Industries · Healthcare

Healthcare providers and payers

Hospitals, clinics, insurers and government payers: how money and care flow, how health systems differ in the US, the UK, Europe, the Gulf, India and Singapore, how hospitals and insurers make money, the metrics they watch, the trends of 2024 to 2026, and how to crack healthcare cases.

40 min3 lessons Last reviewed
Start lesson 1 How healthcare systems work: patients, providers and payers

Key takeaways

  • Healthcare has three sides: patients who receive care, providers who deliver it, and payers who pay for it.
  • A hospital earns patients times revenue per patient on a mostly fixed cost base, so filling beds and theatres well decides its profit.
  • Healthcare cases usually ask how to deliver more or better care for the same money, so always find out who pays, how they pay, and which capacity limit binds first.
By the end you will be able to
  • Explain who pays for care and how payers pay providers: fee for service, DRGs, capitation, global budgets and value-based payment
  • Compare the health systems of the US, the UK, Germany, France, the Netherlands, Saudi Arabia, the UAE, India and Singapore
  • Calculate hospital revenue from beds, occupancy and revenue per bed day, and insurer margin from premiums and claims
  • Define the key metrics: occupancy, length of stay, ARPOB, case mix, payer mix, readmissions, medical loss ratio, PMPM
  • Name the main providers and payers by region and the main trends of 2024 to 2026, with sources
  • Structure typical provider and payer cases and find the capacity limit first