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Standard: Nilgiri Credit: loans to small shops using digital payment data

The prompt

Nilgiri Credit, a mid-sized Indian non-bank lender (NBFC), wants to lend to small shops, judging their creditworthiness from their digital payment history. Should it launch, and how?

Your interviewer will share data as you ask for it. Ask clarifying questions, state a hypothesis, then lay out your structure out loud before you calculate.

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