Standard: Nilgiri Credit: loans to small shops using digital payment data
New to this industry?Start with its one-minute summary: Retail and commercial banking
The prompt
Nilgiri Credit, a mid-sized Indian non-bank lender (NBFC), wants to lend to small shops, judging their creditworthiness from their digital payment history. Should it launch, and how?
Difficulty: Standard. Format: candidate-led, with interviewer dialogue. Industry: Lending (non-bank finance). Region: India. Interview length: about 30 minutes. The company is fictional and all figures are illustrative.
Practice with a partner
1. Send the interviewer link to a friend. They read the case aloud and hold the answers.
2. You open the candidate view: you see only the prompt, a timer and a notes box.
3. Speak the case out loud. Your partner shares data when you ask, then scores you with the rubric.
Interviewer view
For the person running the case
Candidate view
For the person answering the case
My notes on this case
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