Standard: Wrenfield Home Insurance: which channel loses money?
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| Channel | Policies | Average premium (GBP) | Loss ratio (%) | Expense ratio (%) |
|---|---|---|---|---|
| Price comparison websites | 300,000 | 250 | 72 | 30 |
| Direct | 200,000 | 300 | 60 | 20 |
The prompt
Written case: Wrenfield Home Insurance is a UK insurer whose home-insurance profit has shrunk, and management suspects one sales channel loses money. Using the data pack below, prepare a short written answer: where is the loss coming from, and what should Wrenfield do?
Difficulty: Standard. Format: written case, with a data pack. Industry: Insurance. Region: UK. Interview length: about 45 minutes. The company is fictional and all figures are illustrative. In a written case, lead with the answer on the first page, then show the numbers that support it.
Practice with a partner
1. Send the interviewer link to a friend. They read the case aloud and hold the answers.
2. You open the candidate view: you see only the prompt, a timer and a notes box.
3. Speak the case out loud. Your partner shares data when you ask, then scores you with the rubric.
Interviewer view
For the person running the case
Candidate view
For the person answering the case
The exhibit
| Channel | Policies | Average premium (GBP) | Loss ratio (%) | Expense ratio (%) |
|---|---|---|---|---|
| Price comparison websites | 300,000 | 250 | 72 | 30 |
| Direct | 200,000 | 300 | 60 | 20 |
My notes on this case
0 of 5,000 characters. Saves automatically.